Built for informal workers,
Traders, Uber drivers, Boda riders and mechanics all earn income on a daily basis. Traditional financial solutions are not matched with their daily income cycle.
Jipay app enables these workers to save daily every time they spend on M-Pesa, by setting aside 10% of all they spend automatically.
The Jipay wallet has value added services (VAS) such as a micro medical cover that enable daily premium contribution. This product cushions these workers againist financial shocks providing real security using micro savings.
Our Vision
To instill and develop a micro-savings culture in the Global South.
Our Mission
To create dignity by delivering financial freedom.
Our Values
Jipay in fulfilling its goals will continue to uphold these values
Curiosity
We continuously listen, learn, and innovate to solve the unique financial realities of informal workers.
Resilience
We offer solutions that enable our subscribers absorb financial shocks giving them peace of mind and dignity as they build the nation.
Mindfulness
We are reliable partners, present in every daily transaction to ensure your money is working and available for you when you need it most.
See How We Are Transforming Micro-Savings
Discover how our team is showing up daily to build accessible, reliable, and dignifying financial tools for everyone.
The People
Meet the Team

Rev Dr Dennis Tongoi
Chairman & Non Executive Director

George Ndirangu
Founder and CEO

George Maina
Director

Wanjiku Wambugu
Director

Eric Omanga
Non Executive Director
Jipay in the News
Official press releases, event announcements, and regulatory milestones.
Capital Markets Authority Approves License for Jipay Payment Solutions
The Capital Markets Authority (CMA) has granted license approval to Jipay Payment Solutions, enabling regulated micro-investing and money market fund access for Kenyan savers.
Jipay Official Platform Showcase at Veteran Launch
Jipay showcased its automated 'Save as You Spend' feature at the Veteran Launch event, highlighting partnerships with regulated underwriters and financial institutions.
Automating Micro-Savings & Health Coverage via Jipay
Latest official release highlighting how Jipay automatically captures micro-savings at the point of spending to fund healthcare insurance and flexible MMF savings.
Want to grow with us?
Jitume na Jipay to earn extra income and build financial independence with us.
