Save as you spend. Without thinking about it.
Every time you transact on M-Pesa, Jipay tucks a little away for you. Small amounts, every day, growing into an emergency fund, school fees, capital, and health cover for your family.
Get Started TodayJipay Now - Build your savings habit
Save effortlessly with every purchase you make. By setting aside 10% of everything you spend, you steadily build your savings and move closer to your personal goals. Plus, your savings grow faster by earning a daily compound interest through our Money Market Fund.
Jipay Later - Lock your savings and achieve your goals
Whatever your goal is, small daily steps will get you closer.
Emergency Fund
Uko na Emergency fund? Create a locked savings goal and earn 4% extra interest as you build your emergency fund. Set your target to be equal to your 6 months income.
School Fees
Term after term, fees come at the same time but the money never does. Lock small amounts as you spend and be ready before the school gate is opened.
Sherehe ni Sheria
Road trips, concerts and vacations. The fun times cost money. Create a locked savings goal and save for the fun times with your squad or solo because Sherehe ni Sheria.
Business Capital
Stock, tools, a bigger table at the market. Save toward the thing that grows your income, and watch the progress bar fill as you go.
See what your savings could become
Start with as little as KES 199. Your savings earn daily compound interest through our money market fund, managed by Etica Capital.
Calculate Your Future Savings
Adjust the sliders below to explore how your money can grow.
What your savings could look like
What you put in
KES 54,949
What you earned
KES 7,175
Your total savings
KES 62,124
Projection assumes an 8% indicative annual return and is for illustration only, not a guarantee of returns.
Jipay Afya - Get peace of mind, cover your family using your savings
Lipa mdogo mdogo. From KES 40 a day, saved automatically as you spend, Jipay Afya covers inpatient and outpatient care for your whole family at clinics and hospitals in every county in Kenya.
- Activate your cover in the Jipay App
- Your daily savings pay the premium automatically
- Track your cover and use it at any provider in our network
